In the summer of 2010 I herniated a disc in my back, and after 4 painful months of denial & fear, I finally went to see a local doctor. It wasn’t that I don’t like doctors, or that I thought that it would just heal naturally, but rather the worry of how to pay for it kept me away. You see, I had a crappy high deductible ($5,000) health insurance policy, and I knew that an MRI would likely run between $3,000-$5,000 thus would have to be paid out of pocket. Our business had experienced a huge drop off after the 2008 economic crisis & that was a lot of money in the moment. (Still is!) Here’s how I saved a bundle & a list of expenses.
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