Three Reasons Why I Love Peruvian Healthcare

Updated: November 2016

I first wrote this post in 2015, and since then it’s been plain to see that costs for US healthcare have continued to rise rapidly, along with health coverage premiums and deductibles. It behooves everyone to at least investigate other options for commonplace surgeries and therapy that can be had for a fraction of the cost with just a short trip easily combined with a vacation.


Three Reasons Why I Love Peruvian Healthcare

Back in 2010, I herniated a disc in my back, and long (painful) story short, I ended up in Peru for treatment due to the cost (That story here.)

Over the last 5 years, I’ve had very little problem, only occasional discomfort or at most a day or so of lower back pain.

That’s how it was, until recently. Weeks of running around Peru in small, cramped cars, bad hotel beds, and trying to act like I can still handle 100+ pound bags of coffee, combined with lack of stretching finally led to a full blown sciatic pain episode. Once we got back to Lima, I immediately sought therapy. Here’s what I found:

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Rapidly Rising US Health Care Costs Will Lead to more Medical Tourism, Here’s Why


As I’ve said in these pages often, Health Care costs in the US are so inflated that it’s much less expensive for non emergency care & routine surgery to go outside of the country. Recent proposed insurance premium increases are startling, especially after the last few years of steady increases. While for some, subsidized care is a boon, however for the majority of users, costs have far outpaced inflation even doubling in many cases. Thanks to Karl Denninger of the Market Ticker for the following heads up on upcoming increases & ideas on how we might change things:

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Medical Tourism Cost Comparison (Outsourcing Your Healthcare)

Today’s post will take a look at several cost comparisons for various types of procedures and their costs in multiple countries with the idea of seeing where one might possibly be able to afford a needed surgery in the future.


Big Fat Disclaimer: This post is for educational purposes only. I have not used any of these companies, nor do I endorse their services. It is only to be used as  a wide look & to start your investigations. Read more

After They Take Your Pension, Will They Come for Your Healthcare Too?

In it’s ever growing more obvious disregard for the middle class & even the rule of law itself, Congress last week voted to retroactively allow for pension benefits to be reduced in the future. While the media focused on the Torture Report (another blatant disregard for morality & the rule of law,) Congress overturned nearly 40 years of Pension law and opened the door for future reductions of retiree benefits once guaranteed by law.

From an article on Naked Capitalism:

Cromnibus Pension Provisions Gut Forty Years of Policy, Allow Existing Pensions to Be Slashed

           Under the bill, trustees would be enabled to cut pension benefits to current retirees, reversing a 40-year bond with workers who earned their retirement packages.

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Medical Tourism News Roundup 12/12/14


Medical tourism continues to grow every year, and is expected to continue expanding as deductibles rise & as more and more companies self insure to save costs. Some employers are covering all travel costs (including expenses for spouses) as an incentive to encourage employees to consider medical travel.

Here are some recent articles regarding medical tourism that may be of interest:
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What If You Could Save $10,000?

What if you could save $10,000? It’s a lot of money, a house in some places today in the US. It’s a hell of a vacation, it’s a decent used car, that boat you’ve had your eye on, a start on that cabin you’ve dreamed of, or your own small business. Whatever it could represent in your life, did you want it to go to an insurance company instead of your pocket? As Healthcare/Sickcare costs rise each year, many will opt to travel abroad to save thousands rather than fork it over to pay inflated medical costs.
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Saving Money on Healthcare in Peru

In the summer of 2010 I herniated a disc in my back, and after 4 painful months of denial & fear, I finally went to see a local doctor. It wasn’t that I don’t like doctors, or that I thought that it would just heal naturally, but rather the worry of how to pay for it kept me away. You see, I had a crappy high deductible ($5,000) health insurance policy, and I knew that an MRI would likely run between $3,000-$5,000 thus would have to be paid out of pocket. Our business had experienced a huge drop off after the 2008 economic crisis & that was a lot of money in the moment. (Still is!) Here’s how I saved a bundle & a list of expenses.

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